Please do not hesitate to get in touch via support@brighty.app or privacy@brighty.app if you have any further questions regarding this Q&A list or require any support.
What is Brighty all about?
Answer: Brighty is a mobile finance app that offers standard financial features alongside blockchain-based services. Cryptocurrency services are provided by Wireflexion sp. z o.o., a company registered in Poland (Rondo Ignacego Daszyńskiego 2B / W2410, 00-843 Warsaw) and listed in the Virtual Currency Activities Register under entry RDWW-1690. Brighty operates as a regulated mobile finance app under Wireflexion.
Who are the people behind Brighty?
Answer: Brighty was founded by Nik Denisenko, a former engineer at Revolut, and has Jan Riem as a Member of the Board of Directors, a Germany-based fintech entrepreneur with extensive experience in financial services and Open Banking. The team also includes software developers, data scientists, legal experts, finance professionals, and customer success specialists who ensure Brighty runs smoothly and helps users manage their finances easily.
Where does Brighty's funding come from?
Answer: Brighty's funding primarily comes from its co-founders, investors and Nik Denisenko. Additional capital is provided by fully accredited angel investors and early stage VCs.
Where is Brighty based?
Answer: Brighty is a mobile finance app with cryptocurrency services provided by Wireflexion sp. z o.o., registered at Rondo Ignacego Daszyńskiego 2B / W2410, 00-843 Warsaw, Poland, and listed in the Virtual Currency Activities Register under entry RDWW-1690.
Brighty operates its services to provide the best and most reliable experience under the full legal protection of the respective regulatory frameworks.
Where is my data or information stored?
Answer: Brighty stores its user data in secure, fully regulated data centres in the European Union. Specifically, Brighty stores data on AWS (Amazon Web Service) servers in the vicinity of Frankfurt am Main, Germany.
Additional information on how we collect, process and store your data can be found here.
Does Brighty share data with external parties or third parties?
Answer: Brighty does not share your private data with third parties.
We only share the minimum necessary information with partners or service providers to deliver our services and comply with applicable regulatory requirements.
Additional information on how we collect, process and store your data can be found here.
Is my data secure?
Answer: Yes, your data is secure. Brighty and its partners are fully GDPR compliant, ensuring your data is protected. We also collaborate with leading cybersecurity experts and penetration testers to continuously strengthen our security infrastructure and safeguard your data against evolving threats.
Additional information on how we collect, process and store your data can be found here.
Can I remove or delete my data from Brighty?
Answer: Yes. Brighty is fully GDPR-compliant, and you have the right to request the removal or deletion of your personal data. Once you submit a request, we will take the necessary steps to delete your data, unless legal or regulatory obligations require us to retain certain information.
Please send a request via email to privacy@brighty.app if you wish to have your data deleted.
Are my funds secure?
Answer: Yes, your funds are secure.
Brighty keeps user funds in segregated accounts that are specially secured and cannot be accessed by Brighty employees or external partners without the express consent of the fund owners. Brighty also works with leading accounting and auditing firms, law firms, security consultants, and cybersecurity experts to protect its customers' information and funds. This applies to customers' funds held in fiat currencies and those held in cryptocurrencies.
Why haven’t I heard or seen much about Brighty so far?
Answer: Brighty has been around since 2021, but it chose not to engage in any marketing or PR activities during its development phase.
The company was focused on developing its app and ensuring all legal and regulatory requirements were met before the official launch. This approach is often called "stealth mode," where a startup remains relatively quiet about its product or service until it is fully prepared for public use.
Brighty essentially wanted to make sure that "everything works perfectly" before going "public" with its product and releasing it to the wider market.
Does Brighty have physical branches or an office I can visit?
Answer: Brighty does not have physical branches or offices for customers. All our services are delivered securely and conveniently through the app and online, so you can manage your finances anytime, anywhere.
Who provides my account and payment services on Brighty?
Answer: Your account and payment services on Brighty are provided by several regulated partners to ensure robust and compliant financial operations:
Breinrock Ltd., a Canadian company (registration number 10978538) with its registered office at 100 King Street West, Suite 5700, Toronto, ON M5X 1C7, Canada, holds a FINTRAC license (number M20573902) and delivers core account and payment services.
Fiat Republic Ltd. and its affiliates help support fiat payment infrastructure, enabling seamless access to traditional banking rails and global settlements for fiat transactions. Fiat Republic operates under financial regulations in the UK, the Netherlands, Canada, and the United States as applicable to its services.
OpenPayd, a London-based banking‑as‑a‑service and payments infrastructure provider, supports global payment processing, multi‑currency accounts, and international transactions through its regulated platform.
Together, these partners ensure your payments and fiat services are processed securely, compliantly, and efficiently.